Employees


In Germany, employees are in principle insured in the statutory health insurance system (SHI), as well as apprentices. This pertains to a compulsory insurance. The insurance cover starts on the first day of employment in Germany. The obligation to have health insurance expires should your income in 2019 be above 60,750 Euro. You can then be voluntarily insured with the AOK. Whether voluntary or compulsory, nothing changes for you – your insurance cover is the same at the AOK.

The special feature: In Germany the employee and the employer share the contribution costs. The employer pays this directly to the AOK. So you do not have to take care of anything.

You can find information on the contribution rates here.

You are moving to Germany to start a job? Then the AOK is the best choice because its top quality services and benefits are convincing. Your fastest way to membership; Get more information here. Simply fill out the form and send it off - we'll take care of the rest! Or contact us via telephone or email. We are here to help you.