Your doctor will prescribe any medication that is required for your treatment. He knows best which active ingredients are right for you. For this he writes a prescription. Unlike in other countries, you only receive medication in chemist shop or pharmacy [“Apotheke”] – and not in drugstores or supermarkets. Just present your AOK health card and the AOK will take care of the largest part of the costs for the medication prescribed by the doctor. You only have to pay a surcharge that is specified by law. The surcharge is paid directly at the chemist’s.


As in Britain, the personal contribution payable for medication is prescribed by law and must be paid irrespective of the statutory health fund with which you are insured. On average, these contributions are lower than in Britain, amounting to 10 percent of the medicine’s selling price - minimum payment 5 Euro, maximum 10 Euro, and never more than the cost of the medication.  You must always pay for medication that is available without a prescription yourself. Like in Britain, prescription medication for children and young people aged under 18 is free of charge.

Exemption from the surcharge

If you require medication on a regular basis, you can also be exempt from paying the surcharge in certain cases because insured people only pay up to 2 percent of their gross annual income as a surcharge. For the seriously, chronically ill this limit is set at 1 percent. If you have reached this limit in the course of a year, you can simply apply for exemption from paying the statutory surcharge. We are here to help you.