Also self-employed people, who wish to work in Germany, can choose the AOK. That applies to self-employed people from the EU, EEA countries and Switzerland. But also foreign nationals from countries outside the EU, who are allowed to work in Germany according to their residence permit, have this right to choose the health insurance company.

As in the British health system, you are not obliged to wait until you are covered by your statutory health insurance fund. You are entitled to use the services already from the first day of membership. As a self-employed person, using the AOK services is convenient with the AOK health card. Like in Britain, you are not expected to pay costs up front. And the contribution is neither geared to your state of health or your age, but rather simply to your income. You can find information on the contribution rates here.

A further advantage: Family members (spouse or children) without an own income source can be co-insured without paying any premium. The contribution rate remains the same for the member, no matter how many family members are co-insured.

Declaration of consent for the use of social media plug-ins

You want to use an expansion module (a social plug-in) offered by a social network provider (SN). By using a social plug-in, data will be transferred to the SN's server including your IP address, the URLs of the pages you visit and other information.
The data transfer will occur even if you are not registered with the SN. Under certain circumstances, different bits of collected data can be linked together at a later stage e.g. when you register with the SN once again in the future.

The transfer of data is also possible if you do not click on the social plug-in.

AOK has no influence on what data is transmitted and how the SN operators treat the data received by them. For more information on data protection please refer to the Privacy Statement by the respective plug-in provider.

  • Facebook
  • Twitter
  • Google+

Your consent for the use of social plug-ins is voluntary. Of course, you can use the AOK websites even if you refuse to give this consent or do not activate a social plug-in. You will experience no disadvantages or restrictions in terms of usage of our website when you decide not to activate these features.

I understood this statement on data usage in case of activation of a social plug-in and do hereby declare my consent.